Insurance
At TRES, our INSURANCE ASSISTANCE goes beyond the usual procedures. As an added value to any of our contracted professional services, we take care, completely free of charge and complementary, of processing and/or managing, on behalf of the client, the obtaining of various insurance proposals from companies of recognised prestige.
+ 25
Years of Experience
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Happy Clients
Insurance Assistance
We understand that, in situations such as the application for a visa, the purchase of a vehicle, the contracting of a building insurance or even home insurance, having adequate insurance may be not only compulsory but also highly recommended to protect your investment and/or avoid possible penalties.
In those cases in which the client has been unable or unwilling to do so by his own means, or in those in which he does not know what cover, amounts or excesses to opt for, our team will not only advise him free of charge on the main aspects of Law 5/1980 on Insurance Contracts, but also, if necessary, will obtain at least two or three proposals from insurers adapted to the client’s needs, offering competitiveness and peace of mind.
You will contract directly with the chosen insurer, benefiting from this free management as part of TRES's commitment to provide a complete and quality service.
With TRES, not only do you receive comprehensive legal advice and efficient handling of your title deeds, but you also have the added security of being covered for any eventuality. Your peace of mind and protection are our priority.
Frequent asked Questions
1. What factors should I consider when choosing insurance?
When choosing insurance, it is essential to consider several factors to ensure that the policy meets your needs. These factors include the type of coverage the policy offers, the policy limits and exclusions, the cost of the premium, the level of protection needed, and the reputation of the insurer. It is also important to review the terms of payment and the claims process in the event of a claim. At TRES, if you wish, we can help you compare different proposals so that you can make an informed decision.
2. What is the waiting period in an insurance policy and why is it important?
The waiting period is the time that must elapse from the time the insurance is taken out until some specific coverages come into force. During this period, certain guarantees will not be effective, which means that you will not be able to make use of them if a claim occurs. This is important because it can affect the immediate protection of your investment or property. When analysing insurance proposals, it is essential to take into account the waiting period to avoid unpleasant surprises.
3. What is the deductible in an insurance policy and how does it affect my coverage?
The excess is the amount of money that you, as the insured, must pay in the event of a claim before the insurer covers the rest of the costs. For example, if you have an excess of EUR 300 and you suffer damage valued at EUR 1,000, you will have to pay the first EUR 300 and the insurer will cover the remaining EUR 700. Excesses may reduce the cost of the premium, but they increase your financial liability in the event of a claim. It is crucial to understand the deductible when taking out insurance to know the actual level of cover.
4. Can I change insurance or insurer if I have already taken out a policy?
Yes, you can change insurance or insurer, but you should be aware of the terms and conditions of your current policy. Most policies have a minimum contract period and notice periods for cancellation or non-renewal. It is important to review these conditions to avoid penalties or being left without coverage. If you find a more suitable option for your needs, you can start the process of switching early. At TRES, we advise you during this process so that the change is made effectively and without interruptions in your protection.
